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Subrogation; Hospital Liens; Made-Whole Doctrine |
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A catastrophcally-injured woman was unable to recover full compensation for her injuries because the defendant driver had only limited liability insurance coverage, and because the woman had bought only a minimal amount of uninsured/ underinsured motorists coverage when she purchased her own policy. In spite of the limited funds available, however, her “health and accident” insurance company attempted to recover 100% of the medical bills incurred from the liability proceeds, which would have left the woman with no recovery for her pain and suffering, disability, and lost income. The Firm successfully defeated the health insurer’s subrogation claim, and the woman received 100% of the liability insurance available. |
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Personal Injury (Traumatic Amputation of Foot); Permanent Disability; Motorcycle; Insurance |
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A plumber whose left foot was severed in a motorcycle accident was represented by the Firm in his claim for damages against the insurance company for the adverse automobile driver. Although the driver denied responsibility for the accident, the Firm’s investigators located an out-of-state witness and, within 90 days of filing the personal injury suit, the Firm’s attorneys settled the case for the total policy limits and benefits available under the defendant driver’s insurance policy. |
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Personal Injury (Blindness); Vehicles |
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A woman was blinded when her optic nerve was severely damaged after she was struck by an automobile in a private stadium parking lot. She was referred to the Firm by her employer. The driver’s insurance carrier denied her claim, asserting that the nerve damage was not caused by the accident. The woman retained the Firm to represent her, and the Firm hired the medical experts to prove the causation issue. As a result, the insurer settled the matter and paid the total amount of the negligent driver’s insurance policy. The Firm settled this case through direct negotiations with the insurance company and without the necessity or expense of filing suit. |
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